The truth is that there's no quick fix for your credit unless you have a good computer guru to help and lucky for me I met Dennis after a few wrong contacts that couldn't get the job done, Dennis was referred to me by my uncle when I was bitterly battling with my report and derogatoriness. My score went from low 460 to 810 with no negatives and debts.. I was so happy I had to come put him out here for who ever might be in need. Reach him on dennisdfixer at gmail com or nine one seven .. Seven two two .. Six nine one three.